Out-of-Network Doesn't Mean Out of Options
The right dentist for you shouldn't come down to which network they're in. It should come down to trust. If your plan isn't in-network with us, that's a detail we can work through together. Not a reason to look elsewhere.
You likely still have real coverage
Being "out-of-network" doesn't mean you're without coverage. It just means we don't have a pre-negotiated contract with your specific plan. Many PPO plans still reimburse a meaningful portion of out-of-network care. Often within 2 to 4 weeks once the claim is filed.
Most patients are surprised by how manageable it actually is once we walk through it together.
Simple steps, start to finish
We Check Your Coverage
Before you commit to anything, we check what your specific out-of-network plan actually reimburses.
We Submit to Your Insurance
Our team files the claim directly with your primary insurance on your behalf. You're never left navigating paperwork alone.
You Pay at Time of Service
Since we're out-of-network with your plan, payment is due when treatment happens. We'll tell you the exact amount in advance, so you're never guessing.
You're Reimbursed Directly
With most out-of-network plans, your insurer sends the reimbursement check straight to you. Often within 2 to 4 weeks of the claim being filed.
Fit matters more than a network list
Insurance networks change constantly. Trust in your dentist doesn't. Being out-of-network says nothing about the quality of care you'll get here. It's just a contract detail between us and your insurer.
What actually matters: a practice you trust, doctors you genuinely like, and a location close to home. If that's us, we'd love to make the insurance side as painless as possible, so it's never the reason you settle for somewhere else.
Flexible ways to pay
In addition to insurance, we accept Zelle and cash. We're also working on third-party financing options for treatment. Check back closer to opening for full details. Learn more →
Out-of-network coverage, answered
Possibly, but not always by as much as people assume. It depends entirely on your specific plan's reimbursement rate. Some PPO plans reimburse close to in-network levels. We'll check your actual numbers before you decide anything. See the plans we're in-network with →
It depends on your plan. Some insurers reimburse you directly, others reimburse the practice. We'll walk you through how your specific plan handles this before treatment.
That's genuinely up to you. For some patients the savings matter more, for others the relationship and quality of care matter more. We'd rather help you make an informed choice than pressure you either way.
Let's find out what your plan actually covers
Join our patient list and we'll walk through your specific coverage with you once we open. No pressure, no guessing.